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Check tax band before buying

Check tax band before buying Car tax now based on CO2 emissions. Use vcacarfueldata.org.uk to work out the tax band (A to G) of your motor. The tax could be zero (Gwiz, hybrids) to £400 for larger cars. Unfortunately the Government is applying the tax retrospectively on cars up to 6 years old, so you could be in for a shock if you don't check up on what tax you will have to pay.

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Salary Protection Insurance - don't go for the hard sell

60 - 90 day period after which it will not pay out - cover limited to ~ £1500. At risk groups may have to pay more (e.g. Estate Agents, City workers, house builders)

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Redundancy Payment - tax

Be aware how much redundancy payment can be worth to you - it can be a useful cash buffer so it is wise to have an idea how much you might get. If you're payment is below £30K and you have left your job then your tax rate goes down to 20% but remember you may have to pay more later if you resume work in the same tax year.

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Personal Injury Claims

If you've been injured or suffered a medical condition you may be able to claim compensation. Check the Q&A legal guide at ClaimsFAQ.com to help you.

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