Vouchers & Codes
Voucher Codes Explained
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Tips on Bank rates
Mobile Phones
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Credit Card Tips
Insurance
Food & Drink
Tax Tips
Energy & Fuel
Best Savings Rates
Investing Info
 

Welcome to deadcert.com. Money saving tips for everyone!

3 Dead Cert Tips

Don't upgrade your phone!
Free phones are nice but you're likely to get a better deal on a SIM only tariff - cheaper monthly charge and you won't be locked into a 12/18 month contract. Remember free phones are paid for by locking the price into the long term monthly tariff.
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Get the best rates.
To get the best rates, always research in Times/Telegraph or online, try to get a rate over the rate of inflation.
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Redundancy Payment - tax
Be aware how much redundancy payment can be worth to you - it can be a useful cash buffer so it is wise to have an idea how much you might get. If you're payment is below £30K and you have left your job then your tax rate goes down to 20% but remember you may have to pay more later if you resume work in the same tax year.
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